While boaters are hauling out for winter, marina operators face a different set of challenges. Cold temperatures, icy docks, and idle facilities can increase the risk of damage and liability - making winter the perfect time to focus on maintenance and prevention.
Here are a few key steps marinas can take to minimize risk this season:
Inspect and Secure Docks
Cold weather can cause pilings and dock hardware to shift, leading to loose boards and unstable areas. Conduct a full dock inspection before freezing temperatures arrive. Tighten or replace worn fasteners, clear debris, and mark any icy areas to prevent slips and falls.
Winterize Water and Electrical Systems
Frozen pipes and damaged power pedestals are among the most common marina claims in winter. Shut off or drain all nonessential water lines and protect electrical systems from moisture. If any outlets remain live for winter operations, check that they’re weatherproof and regularly monitored.
Fire Prevention in Storage Areas
Indoor and outdoor storage yards require extra vigilance in winter. Space heaters, batter charging, and maintenance work can all increase fire risk. Maintain clear aisles, inspect fire extinguishers, and ensure your fire suppression systems are services and operational.
Maintain Safe Access for Staff and Visitors
Snow and ice accumulation on walkways and ramps can quickly become a liability issue. Keep salt or sand on hand, post warning signs, and ensure lighting remains bright for any nighttime access.
Review Your Insurance Coverage
Even with the best precautions, accidents can happen. Review your marina’s property and liability policies to confirm coverage for winter-specific risks, including damage from snow load, ice, or equipment failure. Marine Insurance House can help ensure your coverage is aligned with your operations year-round.
By taking time now to prepare, marina owners can prevent costly claims and ensure a smooth start to spring operations. At Marine Insurance House, we’re here to help you navigate the season safely - protecting your property, your people, and your peace of mind.