As the busy summer boating season winds down, marinas face a different set of challenges. Cooler weather, fewer tenants, and the lingering threat of late-season storms make fall an important time to focus on upkeep and risk management.
For many marinas, this transition period is the perfect opportunity to handle maintenance that's hard to tackle during peak months. Walk the property, repair worn boards or pilings, and test electrical and fueling systems before winter weather sets in. Small fixes now can prevent major damage later.
It’s also a good time to revisit your insurance coverage. Property policies should account for seasonal risks like wind, storm surge, and ice,while liability coverage protects you if tenant vessels are damaged on your watch. Business interruption coverage is another key consideration - especially if a storm temporarily shuts down operations.
Whether your marina is large or small, a little preparation now ensures you’ll be ready for a strong start next season. And with the right coverage in place,you can approach the offseason with peace of mind.
Not sure if your current policy is keeping pace with your risks? Marine Insurance House can help you review your options.