Boat Dealers And Brokers

Contact Us About Boat Dealers
And Brokers Insurance:
(252) 249-0400

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Boat Dealers And Brokers Insurance

We offer full coverage for Boat Dealers And Brokers Insurance:

  • Real Property/ Buildings
  • Personal Property
  • Inventory
  • Crime Coverage
  • Business Interruption
  • Yacht Dealers Inventory
  • False Pretense Coverage
  • Exhibition and Boat Show Coverage
  • Mobile Equipment / Lifts
  • Docks and Piers
  • Wind Wave Wash and Flood

We offer limited liability coverage that covers:

  • General Liability
  • Marina Operators Legal Liability
  • Brokerage Legal Liability
  • Ship Repairers Legal Liabilty
  • Protection and Indemnity and Hull coverage Commercial Automobile Coverage
  • Umbrella and Bumbershoot
  • Directors and Officers
  • Pollution Coverage

When it comes to your employees, we offer:

  • Workers Compensation
  • United States Longshore and Harbor Workers Act Jones Act

Hull Coverage:

Provides coverage for accidental, direct physical loss or damage from external causes with little exclusion. Hull coverage is “agreed value” on total losses and replacement cost (with no depreciation) on most partial losses, subject to a deductible. Most deductibles are based on a percentage of the hull value (i.e. 2%, 3%…) Windstorm deductibles are based a percentage also they are usually double your Hull deductible.

Liability / P & I Coverage:

Covers the insured’s liability for property damage, bodily injury or death of another resulting from the ownership or use of the insured boat. We recommend a limit of $500,000 or higher.

Medical Payments:

Reasonable medical expenses resulting from injuries encountered by the boat owner, guest or family members while on board, boarding or leaving the insured boat.

Uninsured Boater Coverage:

Uninsured boater benefits cover damages resulting from bodily injuries received aboard an insured boat that its owner is legally entitled to recover from an uninsured owner or operator of another vessel. **Please note that boat insurance is not required like auto insurance, so not everyone has boat insurance.

Personal Property Coverage:

Personal property belonging to a boat owner and family is covered while aboard the covered boat and while being loaded and unloaded.

Towing and Assistance:

Reimbursement for emergency commercial towing service.

Vessel Trailer Coverage:

Provides coverage for loss or damage to the vessel’s trailer, there will be a deductible for this coverage.

“Charles Skinner and the Wade S Dunbar Agency have been handling our insurance needs for a number of years, they have always given us the coverage we need and provided us with excellent service while helping us contain costs.”
Nat Futch, President Stokesdale, NC Carolina

“Outstanding service and coverage. It is great to have a professional that wants to be a partner with your business, rather then just a provider of product.”
Sonny Conover, Managing Partner Cape Lookout Yacht Sales and Charter
www.capelookoutyachts.comBoat Dealers And Brokers Insurance