Commercial Marine Insurance

COMMERCIAL MARINE INSURANCE would be defined for a contractor which specializes in areas of heavier repair to vessels either recreational or commercial in nature. Also included within this definition would be what I refer to as shore side marine contractors, that is marine contractors which are involved in the construction of fixed shore side structures and or dredging which are to benefit maritime trade either recreationally or commercial in nature.

An example of a heavier marine exposure would be diesel or transmission repair of engines. This contractor typically has a fixed location which may also include offsite repair. They would be working on light commercial to heavy commercial vessels. Light commercial vessels might include charter boats with heavier vessels including but not limited to ferries, trawlers, cargo and passenger vessels, operations might include engine repair, various boat system repairs as well as hull repair.

An example of a shore side marine contractor is one involved in operations ranging from the construction of marinas, docks, piers and wharves to bulkheads, jetties and dredging operations over the water.

Marine Insurance House provides coverage for both of the above mentioned groups of commercial marine contractors. Coverage’s are more tailored to the requirements of these contractors as they have a much greater exposure to loss.


  • Real Property/ Buildings
  • Business Personal Property
  • Inventory
  • Crime Coverage
  • Business Interruption
  • Exhibition and Boat Show Coverage
  • Builders Risk / Boats Under Construction
  • Mobile Equipment / Lifts
  • Docks and Piers
  • Wind, Hail and Flood


  • General Liability
  • Marina Operators Legal Liability
  • Ship Repairers Legal Liability
  • Protection and Indemnity and Hull coverage
  • Commercial Automobile Coverage
  • Umbrella and Bumbershoot
  • Directors and Officers
  • Pollution Coverage